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Mobile credit card processing that is made possible by a portable credit card swiping tool that is plugged into a mobile computer, such as a laptop, offers convenience for both merchant and customer. With this setup, it is now easy for a purchase to be made with the use of a credit card. This means that a small business can drastically increase sales because this can be done anywhere as long as Internet access is possible. The merchant is also able to avoid any costly mistakes that would be possible if he had to enter the information manually. Instead, the swiping device allows the instant capture of the information that is then stored in the computer that in turn can be utilized to transmit the info to PayPal. It also favorable for the customer because he can use his credit card right there and then will not have to travel to the store to swipe his card.