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Drivers shopping for policies on the web these days will be in for a surprise, if they haven’t picked up a policy over the web before (or picked up a policy at all in the past few years). You may be a first time driver, first time car insurance shopper. If this is the case, you may very well be young. Whatever the case, you’ll likely take for granted the premium convenience that’s afforded to you by the systems of these insurers and brokers that working the industry. See, automobile insurance Ontario products weren’t always so easy to sift through. Back in the day, live brokers and agents used to be required to do the most mundane things. For instance, if you wanted a copy of some proof of insurance, you were going to have to bother your broker for this. If you wanted to set up a payment arrangement on an outstanding bill, you’d have to bother a live staff person for this.