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What were you thinking, putting off renewing your policy over and over like that? You had the notices in the mail; you got the emails from your broker, but you just put it off. You should have talked to you broker about it; you should have said, “Hey man, budgets are running a little trim, can you buy me some time with the insurer at all?” That would’ve at least opened up the conversation to finding out how you could keep your auto insurance coverage going. Here’s a fact: when people are stressed because of bills, taxes, etc. etc. All that banking and financing stuff. People are more likely to get into accident, but also more likely to not have renewed their policy. So you can see how this can turn into a vicious spiral; we’re not just talking slippery slope here. We’re talking full on storm and whirlpool, and it’s time to start taking charge.