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You’ve finally got that car. You’ve been wanting it for years. And over the years, you wavered about the financing of the vehicle, whether you should pay for it outright, whether you should lease it first, and then put in payment to own it one day. You just were generally even kind of anxious about the whole thing. But now you have got it. You have it. It’s in your possession, and it’s yours until you or the car passes. So now what? Take it out for a spin? Nope. Get it insured! Get a good auto insurance policy to cover that thing man. Because if you don’t, all that back and forth, all those discussions you had with your girlfriend or friends, or spouse… All that’s out the door. You’re throwing all that effort away if you decide to take some haphazard, careless decision about this one most important responsibility to driving that there is.

What were you thinking, putting off renewing your policy over and over like that? You had the notices in the mail; you got the emails from your broker, but you just put it off. You should have talked to you broker about it; you should have said, “Hey man, budgets are running a little trim, can you buy me some time with the insurer at all?” That would’ve at least opened up the conversation to finding out how you could keep your auto insurance coverage going. Here’s a fact: when people are stressed because of bills, taxes, etc. etc. All that banking and financing stuff. People are more likely to get into accident, but also more likely to not have renewed their policy. So you can see how this can turn into a vicious spiral; we’re not just talking slippery slope here. We’re talking full on storm and whirlpool, and it’s time to start taking charge.