While you are advised to take full advantage of free quotes for auto insurance, you must also be aware that that only helps you get the best rate quote for your current profile. If you get into a better profile (insurance-wise), you’d be positioned to get lower rates all other things being equal. If the opposite happens, you’d get higher rates from your comparison shopping no matter how well you are at it.
What does this imply? It means that while getting and comparing quotes is the only way you can ensure you’ve got the best rate for your profile, it does NOT change your profile. But to increase your options, try to get into a better option. If you can’t do that, then try NOT to get into a worse profile. Here’s one thing that can alter your profile for the worse…
Being careless with your car’s security. There are many folks who might have the very best in theft-deterrent features but then do NOT compliment their gadgets with the right habits.
Many people are in the habit of dashing into the house to get something while leaving the car running. What better way to invite a thief to come steal your car than that? Ask any police officer and they’ll tell you that thieving rats prefer easy targets.
And do you know what? Once you file a claim that your car is stolen, your rate will rise at the next billing circle. So why reduce your chances of getting discount auto insurance quotes? Why reduce your chances of enjoying a NO Claims Bonus with something as carelessly leaving your engine running when it shouldn’t?
How many minutes will you lose by turning off the car, locking up the doors and pocketing your keys before dashing inside to pick that minor stuff? I know a couple who lost their car due to this mistake — Believe me, you won’t like the rude surprise.